People considering cancelling their car insurance because of the lockdown or getting a SORN could face huge fines or even have their car seized if they make certain mistakes.
Others could be at risk if they’ve got a Statutory Off-Road Notification (SORN) and then decide to drive their cars.
Some drivers have decided to apply for a SORN in lockdown because they are not using their cars with home working and orders to avoid non-essential travel.
New data shows applications for SORNs have actually skyrocketed in the lockdown, according to Auto Express.
As long as you have off-street or private parking, you can inform the DVLA with a SORN. That then means that your vehicle is officially declared as off-road. You won’t have to pay road tax and you can cancel your insurance.
However, you absolutely cannot drive the vehicle if it is SORN.
Some people are making the mistake of driving their cars while they have a SORN, and this can lead to a massive fine or even to your vehicle being seized, reports Lancs Live.
What many people don’t realise is that SORN applications never expire and do not need to be automatically renewed.
That means many drivers may have forgotten about their original SORN application.
And as a result, they could be liable for charges if they decide to use their vehicle.
Some drivers may also be tempted to cancel their vehicle insurance during the second lockdown in a bid to save cash – but it could actually end up costing you thousands of pounds.
Parking outside your house is of course allowed, but only if your vehicle has the proper insurance in place.
Now USwitch spokesperson Florence Codjoe has issued an urgent warning to motorists about the issue, reports The Express.
And she said it is a legal necessity to have insurance if your car is parked on the road.
“It may be tempting to cancel your insurance if you’re not using your car this month.
“However, it’s a legal requirement to have insurance if your vehicle is parked on the road, even if it isn’t being used.”
Police officers are able to issue a fixed penalty of £300 to people who drive vehicles that are SORN.
But it gets worse – up to six penalty points can also be issued to a licence if your car is caught without insurance on the road.
Indeed, in the most severe cases that end up in court, road users could be charged up to £2,500. Police can also seize a vehicle.
What is more, they even have the power to destroy a car found without legal insurance in place.
Information from gov.uk states: “You must insure and tax your vehicle if you do not have a SORN.
“If you do not, you’ll automatically be fined £80 for not having a SORN. There’s also a fine for having an uninsured vehicle.”
It goes on to say: “You can only drive a vehicle with a SORN on a public road to go to or from a pre-booked MOT or other testing appointment.”
You could also face court prosecution and a fine of up to £2,500 if you use it on the road for any other reason.
And that means it will in all likelihood affect your overall premiums, with some drivers possibly even blacklisted from securing certain policies in the future.
People get found out quickly, too – the DVLA and the Motor Insurance Database (MID) can cross-reference records in just seconds.
These powers make it simple for enforcement teams to identify and penalise any uninsured drivers at lightning speed.
Around 3,000 road users are issued warnings for this offence every day in the UK.